Is the Delta SkyMiles® Platinum Business Card worth it? Here’s how to decide


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For Delta business owners who don’t fly often for convenience but can use perks like checked baggage allowance, fewer words and a companion certificate good for economy travel, The Delta SkyMiles® Platinum Business American Express Card they offer solid benefits as long as they aren’t too infatuated with the idea of ​​going into the lounge, as this card won’t help with that.

Delta SkyMiles® Platinum Business American Express Card

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Intro Bonus

Earn 65,000 Bonus Miles after spending $6,000 on your new card in your first 6 months of card membership.

Annual fees $350
Fixed APR 20.99%-29.99% change

Prize Prices
    • 3x is Earn 3 miles for every $1 you spend on qualifying purchases at Delta and for every dollar spent on purchases made directly with Delta and hotels.
    • 1.5xEarn 1.5 miles per $1 on a single qualifying purchase of $5,000 or more (up to an additional 50,000 miles per year).
    • 1xEarn one mile per dollar on eligible purchases.


  • Benefits of Delta flyers, such as free baggage allowance, MQD Boost and MQD earned by spending money.
  • The travel certificate is good for a return trip on domestic, Caribbean or Central American Main Cabin flights each year when you renew your card
  • Resy dining credits, select rideshares and Delta Stays


  • Higher annual salary
  • Credits are issued in increments and are difficult to redeem
  • Basic earnings are low compared to other cards

  • 15% off on Delta flights
  • Travel protection including accident insurance, car rental, travel cancellation and delay insurance
  • Consumer protection including mobile phone insurance, extended warranty, purchase and return protection

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Who is the Delta SkyMiles® Platinum Business American Express Card good for?

Applying for a credit card is no small task, and it’s always a good idea to check the benefits to see if you can qualify for something. These are some of the major groups of people who can benefit from receiving this card.

Cargo flyers

People who regularly check baggage when they fly should consider whether a credit card can help them save money on their trip. The card comes with the first check of their bag and eight other passengers in the same position. At $60 for a round trip, it’s not hard to see how the money adds up quickly. It would only take 6 round trips per year to travel alone more than the cost of the annual fee at baggage rates.

Businesses that spend more than $5,000

Business owners who regularly make purchases over $5,000 will see their Delta SkyMiles accounts grow faster, with those purchases earning 1.5X miles instead of the usual 1X, helping them get closer to redemption on their next flight.

Irresponsible Delta travelers

Travelers who are on Delta regularly but not enough to qualify will find this card useful because of Delta’s other benefits and savings. Bag checking will not be a problem because the card will remove the money, and they can enjoy advanced boarding and rebooking – all this is reserved for those responsible for the airline.

Who is the Delta SkyMiles® Platinum Business American Express Card not for?

The cash back you can get from this credit card isn’t exactly impressive, so you’ll need to look further into it to see if it can work for you. These are several groups of people who may have difficulty getting information from this card.

Travelers looking for accommodation

For those who would like to enjoy some peace and quiet before their next trip, or make a few business calls in a slightly secluded location or just grab a few snacks and drinks while visiting, this card unfortunately won’t do much. of this, as the Delta SkyMiles® Platinum Business—unlike the Business Platinum Card that is not designated by the American Express brand—does not provide lounge access.

Free agents

Those who consider themselves to be free agents and have no loyalty to a particular airline beyond their value will see almost no value in choosing a Delta credit card with an annual fee. Many of the benefits that this card extends to cardholders are the same as those offered by Delta, from interest waivers, to frequent flyer and complimentary upgrades and credit card upgrades for Delta Stays and Medallion qualification dollars and head start. If nothing else appeals to you, you may be well served by a credit card that earns transfer points and does not prevent you from flying with the same airline every time.

Personal information

One of the best and most valuable features of this card beyond the cash savings is the travel certificate that comes with it. It allows you to get a cheap domestic, Caribbean or Central American round trip ticket every year when you renew your card for no more than $80 for domestic flights and $250 for international flights.

Although this is a great benefit, which can save you hundreds of dollars on a friend’s ticket, you can appreciate the value if you have a friend in mind that you would like to use.

What’s more, since this card’s wallet policy applies to up to nine people making the same reservation, its ability to save you money increases the more people you like to travel with.

How to Maximize Rewards with the Delta SkyMiles® Platinum Business American Express Card

To keep you close to enjoying your hard-earned miles, cardholders receiving this card receive a welcome bonus of 65,000 Bonus Miles after you spend $6,000 on your new card within the first 6 months of your card membership.

Another great way to increase your points is to make sure you use your card on every purchase, but especially on bonus points, as they will help you earn more Delta SkyMiles faster. Every dollar you spend directly with Delta or hotels earns 3X, every dollar up to $100,000 in combined annual travel purchases (including rideshares and taxis), US shipping providers and qualifying purchases over $5,000 earn 1.5X, helping you inch. next to those redemptions.

The takeaway

Delta Air Lines flyers who want to enjoy frequent flyer miles and other savings may find this card appealing. Things like your first free checked bag, a companion certificate, and a few words that help sweeten things up. But, if you feel that the terms seem difficult to take advantage of or you don’t want to be a frequent flyer in Delta, this card may not be right for you.

Frequently Asked Questions

What benefits can I get by using the Delta SkyMiles® Platinum Business American Express Card?

You won’t be awarded the Delta SkyMiles® Platinum Business Card, but it gives you access to $2,500 Medallion per year as a starting point, and helps you earn a $1 Medallion qualification dollar. for every $20 you spend with a credit card.

Can I transfer Delta SkyMiles to other airlines’ loyalty programs?

As with most airlines, Delta SkyMiles are non-transferable to other airlines, but the good news is that you can use your SkyMiles to book flights on all SkyTeam partners to get you anywhere in the world.

Does the Delta SkyMiles® Platinum Business American Express Card come with a lounge?

The Delta SkyMiles® Platinum Business Card does not provide lounge access. If you want to visit the Delta Sky Club, the Centurion Lounges network or Priority Pass, the Delta SkyMiles® Reserve Business Card will be the only Delta credit card that will get you into the lounge.

Please note that card information is correct as of the date of publication, but may change at any time at the issuer’s discretion. Please check with your card issuer to confirm rates, fees, and benefits before applying.

Eligibility and Benefits vary by Card. Terms, Conditions, and Limitations of Application. Please visit guide for more information. Underwritten by Amex Assurance Company.


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