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4 Ways to Find Bank Accounts Linked to Your Name and Phone Number


If you are someone who loves online shopping and carries multiple debit or credit cardsgrab the best card offers from multiple banks. Then you must be having a hard time managing multiple bank accounts or you might have a couple of accounts you don’t even remember now. If this happens to be the case with you? Today in this guide, we will help you find bank accounts linked to your name and number, which you might not even remember now.

Why should you close extra bank accounts?

You should try to keep the number of Bank accounts linked to your number as limited as possible, due to the following reasons:

  • Stay safe from money laundering activity under your name without your knowledge.
  • To avoid blocking your funds in the name of minimum balance requirement.
  • Avoid penalty fees, failing to meet the minimum balance.
  • Avoid confusion between multiple transactions, and tax filing.

Also, recent reports about ED’s raid around money laundering activities done behind the veil of Chinese loan apps have concerned everyone in the country. Such loan apps with roots in China, offer easy loans at cheap rates and collect the IDs of their users. With these IDs, they open a bank account, to carry out illegal money laundering business through various bank accounts.

How to Find Bank Accounts Linked to Your Name/Number?

If you are worried about such apps and want to check how many accounts are linked to your name and number, it can be done in four ways. We have discussed each of them below.

Find Bank Accounts linked to a Phone Number via the UIDAI Website

As per the Second Amendment Rules, 2017 published in the Official Gazette on June 1, 2017. It is mandatory to link the Aadhaar Card, to an account, however, later in 2018, the Supreme Court of India, issued a verdict ‘it is not mandatory to link Aadhaar for opening bank accounts or borrowing unless the customer is a beneficiary of government subsidies.’

Even though, after the Supreme court’s verdict, usually, all banks ask for Aadhaar. So, one of the easiest ways to check the bank account linked to your Name or Mobile Number is via the UIDAI Website. Here’s how:

1. Go to the UIDAI Website, and navigate to Check Aadhaar / Bank Linking Status, under Aadhaar Services. Alternatively, you can directly visit this link.

find bank accounts linked to number

2. Here you need to enter either your Aadhaar Number or Virtual ID, along with the Captcha code, and click Send OTP.

find bank accounts linked to number

3. Now, enter the OTP received on your registered mobile number.

find bank accounts linked to number

4. It will show the first bank account linked to your Aadhaar and Number.

find bank accounts linked to number

Find Bank Accounts linked to a Phone Number via UPI Apps

Another way to check all the bank accounts linked to your Name or Mobile Number is via UPI apps like Google Pay, Paytm, PhonePe, BHIM, etc. Here’s how you can do it, the process remains the same for all apps.

1. Launch the UPI app on your phone.



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